TERMS OF SERVICE

MY EVO DIGITAL BUSINESS CARDS L.L.C.

www.myevocard.com

Effective Date: 1 September 2026 Last Updated: 1 September 2026

1. Agreement to These Terms

These Terms of Service (the "Terms") form a binding legal agreement between you and MY EVO DIGITAL BUSINESS CARDS L.L.C., a Michigan limited liability company ("EVO," "we," "us," or "our"), which operates www.myevocard.com and app.myevocard.com (together, the "Site") and provides the products and services described below (the "Services").

By accessing the Site, creating an account, placing an order, subscribing to a paid plan, or otherwise using the Services, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated into these Terms by reference. If you do not agree to these Terms, you must not use the Site or the Services.

If you use the Services on behalf of a company, employer, or other organization, you represent and warrant that you have authority to bind that organization to these Terms, and "you" and "Customer" refer to that organization as well as to you individually.

Section 19 contains a binding arbitration provision and a waiver of your right to participate in a class action. Section 17 limits our liability to you. Please read those sections carefully.

2. The Products and Services

EVO provides the following:

NFC Products. Custom-programmed, NFC-enabled physical products, which currently include business cards and may from time to time include wristbands, rings, stickers, and other form factors offered on the Site (each, a "Product"). When a Product is tapped against a compatible device, or when an associated QR code is scanned, the recipient is directed to the Digital Profile you have linked to that Product.

Digital Profiles. Hosted, publicly accessible web profiles containing the contact details, links, images, and other content you choose to publish (each, a "Digital Profile").

Subscription Plans. Paid service plans, currently offered as Premium Monthly, Premium Annual, and Premium Flex. Subscription Plans unlock features that may include team and organization management, lead capture, and profile analytics. The features included in each plan, and the term and price of each plan, are those described on the Site at the time you subscribe. Section 6 explains how each type of plan runs, renews, and is cancelled.

A one-time purchase of a Product is a purchase of goods and is not a Subscription Plan. Purchasing a Product does not create a recurring billing obligation, and subscribing to a plan does not entitle you to a Product unless the plan expressly says so.

Product specifications, durability, and suitable use vary by form factor. Products intended to be worn or affixed to a surface are subject to ordinary wear, environmental exposure, and physical stress that a card carried in a wallet is not. Product descriptions and any care instructions published on the Site form part of these Terms for the Product concerned.

We may modify, add, or discontinue Products, features, or plans at any time. Where a change materially reduces the functionality of a paid plan, we will give active subscribers advance notice by email where reasonably practicable, and you may cancel the affected plan under Section 6.

3. Eligibility and Accounts

You must be at least 18 years old and capable of forming a binding contract to use the Services. The Services are not directed to, and may not be used by, anyone under 18.

You agree to provide accurate, current, and complete information when you create an account and to keep that information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us at contact-us@myevocard.com promptly if you become aware of any unauthorized use of your account.

4. Organization and Team Accounts

Certain plans allow an organization to purchase and administer multiple user seats. Where an organization does so, the following applies:

• The organization is the Customer, is responsible for payment of all fees for all seats, and is bound by these Terms.

• An individual designated by the organization as an administrator may create, modify, suspend, reassign, and delete user seats and the Digital Profiles associated with them, and may access account and profile content, lead data, and analytics associated with those seats.

• If you are an individual user of a seat provided by an organization, you acknowledge that the organization controls that seat and the content and data associated with it, and that your access may be modified or terminated by the organization at any time.

• The organization is responsible for informing its personnel of the arrangement described in this Section and for ensuring it is entitled to do so under applicable law and its own agreements.

An organization's rights under this Section extend only to the seats it has purchased and to the content and data associated with those seats. Nothing in this Section, and nothing arising from an organization's purchase, use, or evaluation of the Services, gives the organization any right, title, or interest in EVO, in the Services, in the Site, or in any EVO intellectual property. Section 12 governs ownership.

5. Orders, Pricing, and Payment

All prices are stated in U.S. dollars. Applicable taxes are calculated at checkout. Standard delivery is provided at no additional charge on Product orders shipped within the United States.

We may change our prices at any time. A price change will not affect an order we have already accepted, and price changes affecting Subscription Plans are governed by Section 6.

Payments are processed by Stripe, Inc., our third-party payment processor. By submitting payment information, you authorize us and Stripe to charge your selected payment method for the total amount of your order, including any recurring subscription fees you have agreed to. We do not receive or store full payment card numbers. Your use of Stripe is subject to Stripe's own terms and privacy policy.

We may refuse or cancel any order, including where we suspect fraud, where a price or product description was published in error, or where a Product is unavailable. If we cancel an order after you have paid, we will refund the amount paid for the cancelled items in full.

6. Subscription Plans, Term, Auto-Renewal, and Cancellation

We offer two types of Subscription Plan. A fixed-term plan commits you to a set period. A rolling plan does not. The plan you choose is shown to you before you pay, and the rules below apply according to its type.

Fixed-Term Plans. Premium Monthly and Premium Annual are fixed-term plans. Each runs for a term of twelve months (a "Term") and they differ only in how the Term is billed. Premium Monthly is a twelve-month Term billed in twelve monthly installments, charged in advance each month. Premium Annual is a twelve-month Term billed as a single payment in advance.

What a Fixed-Term Plan Commits You To. Monthly billing on Premium Monthly is a method of paying for a twelve-month Term. It is not a month-to-month subscription. When you subscribe to a fixed-term plan you commit to the full twelve-month Term and to every installment for it.

Rolling Plans. Premium Flex is a rolling plan. It runs from month to month, is billed in advance each month, and carries no minimum term. You may cancel a rolling plan at any time through your account settings. Cancellation takes effect at the end of the monthly period that is current when you cancel, you keep access until then, and you are not charged again.

Disclosure and Consent. Before you subscribe, and before you are charged, we disclose the type of plan, its length if it is a fixed-term plan, the total amount payable over that length, the amount and frequency of each charge, the fact that the plan renews automatically unless cancelled, and how to cancel. Your subscription begins only after you affirmatively accept those terms.

Automatic Renewal. A fixed-term plan renews automatically for a further twelve-month Term at the end of each Term, billed in the same way, unless you cancel before the Term ends. A rolling plan renews automatically each month until you cancel.

How to Cancel a Fixed-Term Plan. You may cancel at any time through the cancellation function in your account settings, without contacting us and without giving a reason. Cancelling stops your plan renewing at the end of the current Term. It does not shorten the current Term, and it does not end your obligation to pay the remaining installments for that Term. You keep full access to your paid features for the remainder of the Term you have paid for or committed to.

Early Termination of a Fixed-Term Plan. If you wish to end a Term early, you may ask us to release you by contacting us at contact-us@myevocard.com and explaining your circumstances. We consider these requests individually and may agree to release you, with or without conditions, but we are not obliged to do so. Any release must be confirmed by us in writing.

Changing Plans. You may move between plans, and any change takes effect at the start of the next billing period unless we agree otherwise. Moving from a fixed-term plan to a rolling plan does not release you from the remainder of a Term you have committed to.

No Partial Refunds. Except where a refund is required by applicable law, where we have cancelled an order under Section 5, where we release you under this Section, or where these Terms expressly provide otherwise, fees already paid are not refundable, and we do not provide credits or refunds for unused time, for partial billing periods, or for periods during which you did not use the Services.

Failed Payments. If a payment fails, we may retry the charge and may suspend access to paid features until payment is received. Suspension for non-payment does not end a Term or reduce the amount owed for it. We will notify you before suspending your account.

Renewal Reminders. Before each automatic renewal of a fixed-term plan we will send a reminder to the email address on your account stating the renewal date, the length of the new Term, and the total amount payable over it.

Price Changes. We may change subscription pricing. Any change to the price of a fixed-term plan will be notified to you by email before the start of the renewal Term to which it applies, and no price change applies to a Term that has already begun. Any change to the price of a rolling plan will be notified to you by email before the start of the monthly period to which it applies. If you do not wish to continue at the new price, you may cancel before that period begins. Continuing after the notice takes effect constitutes acceptance of the new price.

Effect of Cancellation or Expiry. When a plan ends without renewal, paid features become inaccessible and your Digital Profile may be deactivated. Any Product you have purchased remains your property, but a Product that points to a deactivated Digital Profile will not resolve to that profile. Your data is retained and deleted as described in our Privacy Policy.

7. Shipping and Delivery

Products are shipped to the address you provide at checkout. We currently ship to addresses within the United States. Production and delivery times published on the Site are estimates only, and we are not liable for delays caused by carriers, customs, weather, or other events outside our reasonable control.

Risk of loss and title to a Product pass to you when we deliver the Product to the carrier. You are responsible for providing an accurate and complete shipping address, and we are not responsible for orders delivered to an address entered incorrectly by you. If a Product is returned to us as undeliverable because of an address error, we may require payment of a reshipment charge before sending it again.

8. Returns, Refunds, and Defective Products

Products are custom-programmed and may be personalized to you. For that reason, all Product sales are final, except as set out below.

Defective, Damaged, or Incorrectly Programmed Products. If a Product arrives damaged, fails to function as intended, or was programmed incorrectly through our error, contact us at contact-us@myevocard.com within 30 days of delivery. We will, at our option, replace the Product or refund the amount you paid for it.

Fulfillment Errors. If we ship the wrong Product, we will correct the order at no cost to you.

Claims Process. To process a claim we may ask for photographs or other reasonable evidence, and we may ask you to return the Product to us at our expense.

Exclusions. This Section does not cover damage caused by misuse, alteration, or ordinary wear and tear, nor does it cover a Product that has ceased to function because the associated Digital Profile has been deactivated or because you have changed the content it points to.

We are responsible to you for the condition and conformity of every Product we sell, whether that Product was manufactured by us or by a third party on our behalf. Our arrangements with our manufacturers do not affect your rights under this Section.

9. Your Content and Digital Profiles

You retain all ownership of the content you publish to your Digital Profile, including your name, photographs, logos, links, and contact details ("User Content"). You grant EVO a worldwide, non-exclusive, royalty-free, sublicensable licence to host, store, reproduce, display, and transmit User Content solely to the extent necessary to operate and provide the Services to you. This licence ends when you delete the User Content or close your account, except for copies retained in routine backups until they are overwritten in the ordinary course.

You represent and warrant that you own or are licensed to use all User Content, that its publication does not infringe the rights of any third party, and that it complies with these Terms and applicable law.

A Digital Profile is public by design. Anyone who taps your Product, scans your QR code, or visits your profile link can view the content you have published, and profile links may be forwarded, shared, and indexed by search engines. You choose what appears on your Digital Profile, and you can edit or remove that content at any time.

We do not routinely monitor Digital Profiles, but we may remove content that we reasonably believe violates these Terms or applicable law.

10. Lead Capture and Contact Data

Some plans include a lead capture feature that allows you to record the contact details of people who interact with your Digital Profile ("Lead Data"). Lead Data concerns identifiable individuals other than you, and the following applies to it:

• The lead capture form is provided by EVO and is fixed. EVO determines which fields the form contains, and you cannot add fields, change them, or use the form to collect information beyond what it requests. EVO presents a notice to the individual at the point of collection identifying the account holder who will receive the information.

• You decide whether to use the lead capture feature and what to do with the Lead Data you collect through it. As between you and EVO, you are responsible for that use. EVO hosts and processes Lead Data on your behalf and in accordance with our Privacy Policy.

• You are responsible for ensuring that your use of Lead Data is lawful, including any law governing marketing calls, text messages, and email, that you provide any further notice and obtain any further consent your intended use requires, and that you honor any request an individual makes to you in respect of their information.

• You must not export, combine, enrich, sell, or transfer Lead Data in a way the individual would not reasonably expect from the notice presented to them at the point of collection, and you must not use Lead Data to send unsolicited commercial messages in breach of applicable law.

• You must not attempt to collect information through the lead capture feature other than through the form as provided, and you must not use free text fields, if any, to solicit sensitive information.

• You will indemnify EVO in accordance with Section 18 for any claim arising from your use of Lead Data.

Where an organization holds the account under Section 4, the organization, and not the individual seat holder, is responsible for Lead Data collected through its seats.

11. Acceptable Use

You must not use the Site, a Digital Profile, a Product, or any part of the Services to:

• violate any applicable law or regulation, or infringe the rights of any person;

• publish content that is defamatory, fraudulent, obscene, hateful, harassing, or otherwise unlawful;

• impersonate any person or entity, or misrepresent your affiliation with any person or entity;

• distribute malware, phishing links, or other harmful code or content;

• attempt to gain unauthorized access to the Site, to other users' accounts, or to our systems, or conduct any penetration test, vulnerability scan, load test, or other security testing of the Services without our prior written consent;

• reverse engineer, decompile, scrape, or copy the Site or the Services, except to the extent that restriction is prohibited by applicable law;

• resell, sublicense, or redistribute the Services, or make them available to any third party other than as expressly permitted under your plan; or

• use the Services to build, or to assist any person in building, a product or service that competes with the Services.

We may remove content, and may suspend or terminate an account, where we reasonably believe this Section has been breached.

12. Intellectual Property and Feedback

The Site, the Services, the MY EVO DIGITAL BUSINESS CARDS name and logo, our Product designs, our software, source code, databases, documentation, and all related content other than User Content and Lead Data are owned by EVO or by our licensors and are protected by copyright, trademark, trade secret, and other laws. All rights not expressly granted in these Terms are reserved.

Your purchase of a Product, your subscription to a plan, your use or evaluation of the Services, and any assessment, audit, review, or security test you conduct with our consent, grant you a limited, revocable, non-exclusive, non-transferable right to use the Services in accordance with these Terms for the duration of your plan, and nothing more. No such purchase, use, evaluation, assessment, or test transfers to you, or to your employer or any other person, any right, title, or interest in EVO, in the Services, in the Site, in our source code, or in any of our intellectual property, and none of it creates any joint venture, partnership, agency, work made for hire, or co-ownership arrangement of any kind.

You may not use the MY EVO DIGITAL BUSINESS CARDS name, logo, or branding without our prior written permission.

Feedback. If you send us suggestions, ideas, feature requests, bug reports, testing results, or other feedback about the Services ("Feedback"), you grant us a perpetual, irrevocable, worldwide, royalty-free licence to use and exploit that Feedback for any purpose without restriction, attribution, or compensation. Feedback is provided voluntarily, is not confidential to you unless we have agreed otherwise in a signed writing, and does not give you or your employer any ownership interest in, or claim against, the Services or any improvement to them.

13. Privacy

Our collection and use of personal information is described in our Privacy Policy, available at www.myevocard.com/privacy-policy. The Privacy Policy forms part of these Terms.

14. Third-Party Services

The Services depend on third-party providers, including Stripe for payment processing and our hosting, database, and email providers for infrastructure and communications. We are not responsible for the acts or omissions of third-party providers, and your use of a third-party service may be governed by that provider's own terms.

The Site and Digital Profiles may contain links to third-party websites, including social media platforms. Those links are provided for convenience and do not constitute an endorsement. We are not responsible for the content or practices of third-party sites.

15. Term, Suspension, and Termination

These Terms apply for as long as you use the Services. You may stop using the Services and close your account at any time.

We may suspend or terminate your account or your access to the Services if you breach these Terms, if we are required to do so by law, if your account presents a security or fraud risk, or if we discontinue the Services. Where we discontinue the Services entirely, we will give affected subscribers reasonable advance notice and will refund the unused portion of any prepaid subscription term.

Sections 9, 10, 12, and 16 through 22, and any other provision that by its nature should survive, will survive termination of these Terms.

16. Disclaimer of Warranties

The Site, the Products, and the Services are provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory, including any implied warranty of merchantability, fitness for a particular purpose, title, or non-infringement. We do not warrant that the Services will be uninterrupted, error free, or secure, that NFC functionality will be compatible with every device or operating system, that a Digital Profile will be continuously available, or that defects will be corrected. Some jurisdictions do not allow the exclusion of implied warranties, so some of these exclusions may not apply to you.

17. Limitation of Liability

To the maximum extent permitted by law, EVO and its members, managers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunity, arising out of or related to the Site, the Products, or the Services, whether based in contract, tort, or any other theory, and even if we have been advised of the possibility of those damages.

To the maximum extent permitted by law, our total aggregate liability for all claims arising out of or related to these Terms, the Products, or the Services will not exceed the greater of the amount you paid to EVO in the twelve months preceding the event giving rise to the claim, or one hundred U.S. dollars.

Some jurisdictions do not allow certain limitations of liability, so some of these limitations may not apply to you. Nothing in these Terms limits liability that cannot be limited by law.

18. Indemnification

You agree to indemnify, defend, and hold harmless EVO and its members, managers, employees, and agents from and against any claim, damage, loss, liability, and expense, including reasonable attorneys' fees, arising out of or related to your User Content, your Lead Data and your use of the lead capture feature, your breach of these Terms, your violation of any law or of the rights of any third party, or your use or misuse of the Products or the Services.

19. Dispute Resolution, Arbitration, and Class Action Waiver

Informal Resolution First. Before starting an arbitration or a court proceeding, you agree to contact us at contact-us@myevocard.com with a written description of the dispute and the relief you seek, and to attempt in good faith to resolve the dispute informally for at least 30 days. We agree to do the same before bringing a claim against you.

Binding Arbitration. If the dispute is not resolved informally, you and EVO agree that any dispute arising out of or relating to these Terms, the Products, or the Services will be resolved by final and binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, and that judgment on the award may be entered in any court of competent jurisdiction. The arbitration will be conducted in Oakland County, Michigan, or, at your election, by telephone, video conference, or on documents only. Each party retains the right to bring an individual claim in small claims court, and either party may seek injunctive relief in court to protect its intellectual property or confidential information.

Class Action Waiver. You and EVO agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. An arbitrator may not consolidate the claims of more than one person and may not preside over any form of representative proceeding.

Your Right to Opt Out. You may opt out of this Section 19 by sending written notice to contact-us@myevocard.com within 30 days of first accepting these Terms, stating your name, the email address on your account, and that you opt out of arbitration. Opting out has no other effect on these Terms or on your use of the Services. If you opt out, or if this Section is held unenforceable, disputes will be resolved in court as set out in Section 20.

Severability. If the class action waiver in this Section is held unenforceable as to a particular claim or request for relief, that claim or request will be severed and heard in court, and the remainder of this Section will continue to apply.

20. Governing Law and Venue

These Terms and any dispute arising out of them are governed by the laws of the State of Michigan, without regard to its conflict of law principles. To the extent a dispute is not subject to arbitration under Section 19, you and EVO consent to the exclusive jurisdiction and venue of the state and federal courts located in Oakland County, Michigan.

The Services are operated from the United States and are intended for customers in the United States. We make no representation that the Services or the Products are appropriate or available in any other jurisdiction. If you access the Services from outside the United States, you do so on your own initiative and are responsible for compliance with local law.

21. Changes to These Terms

We may update these Terms from time to time. If we make a material change, we will post the updated Terms on the Site, update the "Last Updated" date above, and, where the change materially affects your rights, notify account holders by email before the change takes effect. Your continued use of the Services after the change takes effect constitutes acceptance of the revised Terms. If you do not accept a change, your remedy is to stop using the Services and cancel your subscription under Section 6.

22. General Provisions

Entire Agreement. These Terms, together with the Privacy Policy, any order confirmation, and any written agreement signed by both parties that expressly amends these Terms, constitute the entire agreement between you and EVO regarding the Services and supersede any prior understanding on that subject.

Order of Precedence. If a written agreement signed by an authorized representative of EVO conflicts with these Terms, the signed agreement controls to the extent of the conflict. No purchase order, vendor form, or other document issued by you varies these Terms, even if we accept payment referencing it.

Severability. If any provision of these Terms is held unenforceable, that provision will be enforced to the maximum extent permitted and the remaining provisions will continue in full force.

No Waiver. Our failure to enforce any provision is not a waiver of our right to enforce it later.

Assignment. You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms in connection with a merger, acquisition, financing, or sale of assets.

Independent Parties. You and EVO are independent contracting parties. Nothing in these Terms creates a partnership, joint venture, employment, agency, or fiduciary relationship between us.

Force Majeure. Neither party is liable for a delay or failure to perform caused by an event beyond its reasonable control.

Notices. We may give notice to you by email to the address on your account or by posting to the Site. You may give notice to us at contact-us@myevocard.com.

23. Contact Us

Questions about these Terms may be directed to:

MY EVO DIGITAL BUSINESS CARDS L.L.C.

3400 Cooley Lake Rd, Milford, Mi 48381

Email: contact-us@myevocard.com

Website: www.myevocard.com